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Featured Cash Back Rebate Credit Cards

Apply for the Discover More credit card.Apply for the Discover® More credit card here. Discover offers a 0% Intro rate for 12 months on Balance Transfers* and a 0% Intro rate for 6 months on Purchases* with no annual fee and up to 5% Cashback.

credit card news

Discover Card Offers Holiday Bonus Rewards I have written quite a few articles about Discover Card. That really isn't too amazing considering that the company's Innovative style provides ample material for writers. And so allow me to paraphrase Ronald Reagan's immortal words. Read more...

Blogging to Teach Consumers About Credit Card Utilization One of the most interesting aspects of an interviewer's job is that every subject has something to teach. As an interviewer and consumer, I become most enthusiastic when I get the chance to speak to an interesting person. Read more...

 

Limited or No
Credit Featured Cards

If you have had problems obtaining attractive unsecured credit cards, then we suggest that you consider our featured Capital One Credit Cards. We have several on offer with some at a 0% teaser rate with no balance transfer fees and reward points.


Featured Airline Reward Credit Cards

The Miles by Discover® Card has received our superior 5 star rating. 0% Intro APR* on Purchases and Balance Transfers. Double Miles on travel and restaurant purchases-up to $3,000 each year. 1 Mile for every $1 you spend on all your other purchases-personal and business. Apply online for this frequent flyer credit card.

Also consider Blue from American Express®. Virtually all purchases with Blue can earn you points toward all kinds of great travel, including numerous airline partners, and retail rewards. You can redeem your points for frequent flyer miles. Best of all, the rewards program is free. Low APR.


Free
Credit Report & Free Credit Score

Consumer advocacy groups recommend that you obtain a copy of your credit report at least once a year to reduce the risk of identity theft and fraud. The good news is that you can now obtain your credit reports without cost or obligation thanks to federal legislation.

Similarly, it is recommended that you know what your credit score is when "shopping for credit cards". A high credit score is often the key to obtaining the best credit cards. You can instantly get your credit scores for free online.


free credit
card newsletter

How to Profit from Credit Cards - Available Now!New! We're very excited to announce that the much anticipated new book from CardRatings.com founder, Curtis Arnold, How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line is now available for instant shipping (as of June 2008)! Order from Amazon.com and Save Up to 32%. Order from Barnes & Noble and save up to 20%.

Insider tips! Subscribe to our popular e-mail newsletter to receive updated credit card reviews, including updated reviews of the best rated credit cards, and insider tips on managing credit responsibly. Be sure to visit our newsletter archive.

credit
card message board and blog

We are proud to offer consumers an active message board and daily credit news. Our board is actively monitored and currently has over 120,000 posts (since May 2000). New posts are added daily! Our news articles are written by our staff writers and are distributed via Google News and our RSS news feed.

We are proud to announce that we are now archiving posts from our old board! You will now be able to search older posts via the new board interface. This has been a very tedious process- we appreciate your patience. We have also created a new blog and are now offering RSS feeds. Bloggers are welcome! :0)

community outreach

We volunteer on a regular basis to educate consumers about credit cards in public settings, such as college campuses. Special thanks to Professor Mary Ann Campbell, CFP for allowing us to recently address her undergraduate personal finance class at the University of Central Arkansas.

We also participate in financial education efforts by being a National Partner of the Jump$tart Coalition for Financial Literacy. Jump$tart, a non-profit organization, targets K-12 and college students. We are proud that Curtis Arnold, our Founder, is co-chair of the Arkansas Jump$tart Coalition.

Finally, we are proud to financially support various charities and non-profit organizations, such as PBS (public television), the Arkansas Festival Ballet (AFB), Ballet Memphis and Ballet Magnificat.

 


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Welcome to our award-winning website! We have been educating consumers about credit cards since 1998 and have been featured by hundreds of media outlets including The Wall Street Journal, Good Morning America, The New York Times & The Today Show. Thanks to consumers, our site has become the most comprehensive free source for comparing credit card offers.

Featured Credit Card Categories:

January's Featured Cards: About

Business Card:

Advanta World Business MasterCard
Advanta
Business World MasterCard

Consumer Card:

Citi Platinum Select MasterCard
Citi Platinum Select
MasterCard


Learn how to maximize credit card perks from independent credit expert Curtis Arnold in his new book. Get Your Free Credit Score Instantly Online!
               We Strongly Suggest You Know Your Score


Secure
Online Credit Card Applications

Our newest credit card comparison report rates credit cards that offer online credit card applications. It is quick and convenient to apply online. Some cards offer expedited online credit card application processing-also known as instant approval credit cards.

All online applications are safe and secure. Finally, many featured credit cards offer online balance transfers that have introductory credit card rates as low as 0%. Such low rate offers could help save you 1000s of dollars in interest or finance charges.

Featured
Low Rate Credit Cards

The Discover® More Card Credit Card offers a 0% fixed introductory APR for 12 months and a Cash Back Bonus. Balance transfer fees apply.

Also consider the Simmons Rewards Card, which offers a 0% Intro APR on balance transfers and a low 8.95% fixed APR on purchases. Note! You must have excellent credit to qualify. No fees on balance transfers and your credit line will vary.

Featured Low Intro Rate Credit Cards

Want to minimize balance transfer fees? Then consider the Blue® from American Express credit card, which offers a 0%* fixed introductory APR on balance transfers and a low variable purchase APR.

Also, consider the Discover® More Card, which offers a 0% introductory APR* on balance transfers and a convenient online application. The online application is fast, easy and secure. Earn a cash rebate on every credit card purchase.

Featured Small Business Credit Cards

The new Advanta Business World MasterCard offers you 50% Bonus Points every year, when you make all payments on time. You can use the points once received and replenish them with points that you earn for purchases.

Featured
Student Credit Cards

Seeking a student credit card that has great benefits? Then consider the Citi® mtvUTM Platinum Select® Visa® for College Students®. This card offers a fixed introductory 0% APR for purchases and balance transfers for 6 months.

This no annual fee credit card features a secure online application and offers many free benefits. It is designed for university and college students. This card has received our superior 5 star rating.

credit
education articles

If you need to maintain your credit rating and the use of some credit cards, "traditional" debt management will usually not work for you. Accelerated Debt Consolidation, Inc. offers specialized debt management services for consumers that must maintain their credit.

This article discusses the best ways to consolidate credit card debt. Includes info. about credit card comparisons, instant low rate balance transfer credit card offers (including 0% credit card balance transfers), low rate credit card offers, and fixed rate credit card offers.

credit
card reviews

American Express Credit Card: I have never had a problem with American Express and give them high marks for their customer service and products. Every time that I have called with a problem, it has been taken care of immediately whether it be a credit line increase or a charge on my statement. So, they do deserve to be highly rated.

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Advanta World BusinessCard - 50% Annual Bonus